Frequently Asked Questions
We understand that purchasing a home is a significant decision, and we want you to feel confident in your investment. Below are some of the most common questions we hear from our clients. If you have any questions that aren’t answered here, please don’t hesitate to reach out!
Are you licensed and insured?
Are you licensed and insured?
Yes, we are properly licensed in the state of New York and hold both general liability and errors and omissions insurance. Our NY home inspector’s license number is 16000141259. Our liability and E&O policies each provide $500,000 of coverage.
What training and certifications do you have?
What training and certifications do you have?
I have completed the required 140-hour home inspection certification course and passed the New York state licensing exam. Along with the mandated coursework and exam, I have also completed numerous voluntary certifications through InterNACHI, the leading home inspection association. Additionally, I have passed the rigorous FAA exam to become a certified Part 107 drone pilot, enabling me to conduct aerial inspections of roofs.
Do you participate in continuing education to maintain your expertise?
Do you participate in continuing education to maintain your expertise?
Absolutely! In fact, part of the New York State requirements for licensed home inspectors is to complete at least 24 hours of continuing education every two years to maintain a license. In addition, as a member of InterNACHI, I am required to complete another 24 hours of continuing education each year. Furthermore, as an FAA Part 107 remote pilot, I must pass a recurrent exam every two years. This ensures that I stay up-to-date and well-informed in the field.
How much does a home inspection cost?
How much does a home inspection cost?
There is no standard fee for home inspections, as every company sets its own pricing. While we may not be the cheapest option available, we are confident that we offer the best value in the industry. You can view all of our pricing details here and learn more on our Home Inspection Costs in NY page.
When will I receive the home inspection report?
When will I receive the home inspection report?
We strive to send the final report the same evening as the inspection, but you can reliably expect it within 24 hours of completing the on-site portion.
What happens if the home inspection reveals problems?
What happens if the home inspection reveals problems?
If your home inspection reveals any issues, it’s important to assess the severity of each defect. For instance, a missing shingle or a dirty air filter can be easily and affordably fixed. However, more serious concerns, like a major foundation crack, an infestation of wood-destroying insects, or evidence of mold, require careful consideration. In these cases, it’s crucial to understand how these problems can be addressed and whether you can negotiate their repair costs with the seller.
Can a home fail a home inspection?
Can a home fail a home inspection?
No, a home does not technically “pass” or “fail” an inspection. The purpose of a home inspection is to provide you with a detailed assessment of the property’s condition. The inspector will identify any deficiencies, maintenance items, and safety concerns that may require your attention. It’s important to review the inspector’s findings carefully, as they can guide you in understanding the home’s overall condition and what repairs or improvements may be needed.
Do you offer repair services based on the inspection findings?
Do you offer repair services based on the inspection findings?
We do not offer repair services, as we believe this creates a conflict of interest, a stance shared by the state of New York. Many inspector associations and regulations strictly forbid home inspectors from providing repairs for this reason. In short, we prioritize integrity. We do not accept referral fees or gratuities from service providers, nor do we perform any work ourselves to address issues identified during an inspection.
Do you provide repair cost estimates for the inspection findings?
Do you provide repair cost estimates for the inspection findings?
I avoid providing cost estimates because prices are constantly changing, and I want to ensure accuracy. If I identify an issue with your home, I generally recommend that you contact the respective professional to assess it for a more accurate estimate.
Do you cut deals with realtors to exclude report findings?
Do you cut deals with realtors to exclude report findings?
Absolutely not. My priority is to provide an accurate and honest assessment of the property’s condition. Transparency is key, and I believe that homeowners and buyers deserve a complete understanding of any issues. My commitment is to integrity and professionalism in every inspection.
How long do various home components typically last?
How long do various home components typically last?
The lifespan of different home components can vary based on factors like maintenance, usage, and materials. To help you plan for future maintenance and repairs, please take a look at this detailed guide on Component Life Expectancy, which outlines the average lifespans of major home systems and components.
What is a home inspection?
What is a home inspection?
A home inspection is a visual examination of the home’s major structures, systems, and components that are visible and safely accessible. The inspector should adhere to a standard of practice that outlines what is included in a general home inspection, as well as what is excluded. Some inspectors may strictly follow these standards, while others may exceed them by inspecting additional items or providing a more detailed assessment. It’s important to discuss the scope of work prior to the inspection, as this defines what will be covered. After the inspection, you should receive a written report, which may include photos and recommendations based on the findings. To learn more about what is typically included and excluded in a home inspection, refer to the Standards of Practice.
Why should I get a home inspection?
Why should I get a home inspection?
Purchasing a home is often the most significant investment you’ll make, making a home inspection essential for informed decision-making. An inspector can uncover and document issues that may not be immediately visible to you as a prospective buyer. These issues can range from minor repairs to serious damage, including safety and health hazards. By identifying these concerns early on, you can negotiate repairs or reconsider your purchase, ultimately protecting your investment and ensuring peace of mind.
Do I have to be present for the home inspection?
Do I have to be present for the home inspection?
No, you don’t have to be present for the entire inspection, but I recommend attending at least part of it for your benefit. Being there allows me to explain what I’m inspecting and helps you gain valuable insights about the home’s condition, including potential selling points and defects. If you think watching the entire inspection might be boring, consider arriving later in the process. I encourage you to ask questions while you’re there, as you’ll also learn about the home’s maintenance, systems, and components, which can be beneficial for you.
How long does a home inspection take?
How long does a home inspection take?
A typical home inspection takes between 2-1/2 to 4 hours, but ultimately, it takes as long as necessary. I want my clients to feel valued, not rushed, and to know that they are more than just another appointment on my schedule.
At what point should a home inspection be scheduled?
At what point should a home inspection be scheduled?
A home inspection is typically scheduled after an offer has been made and accepted, but before the closing date. This timing allows the inspector to identify any major defects that could be costly or pose safety concerns. In rare instances – due to timing or contractual issues – the inspection may be scheduled after the closing date. If that happens, it’s advisable for the home buyer to schedule the inspection for the earliest possible date after the closing.
What is inspected at a home inspection, and what is excluded?
What is inspected at a home inspection, and what is excluded?
At Modern Insight Home Inspections, we conduct a thorough evaluation of your property, including the structure, roof, electrical systems, plumbing, HVAC, and more. Each inspection aligns with the NYS Standards of Practice, which outline what is inspection and what may be excluded, such as cosmetic issues or inaccessible areas. For more details, visit our Your Inspection page and review the complete NYS Standard of Practice.
What’s the difference between a home inspection and an appraisal?
What’s the difference between a home inspection and an appraisal?
A home inspection focuses on the condition of a property, identifying any issues or needed repairs, while an appraisal determines the market value of the property. Inspectors evaluate the home’s systems and structure, providing a detailed report. Appraisers assess the home’s worth based on factors such as location, size, and comparable sales in the area, primarily for lending purposes.
Do I need to bring anything to the home inspection?
Do I need to bring anything to the home inspection?
You don’t need to bring anything specific to the home inspection, but it can be helpful to have a notepad, tape measure, and camera to assist with planning for your move.
When is payment due?
When is payment due?
Payment is due before the inspection report is released. I accept cash, cashier’s checks, Zelle, and credit/debit cards as payment.
Can the home be inspected if there is snow on the ground?
Can the home be inspected if there is snow on the ground?
Yes, I can still inspect the house, but there will be limitations. The most significant limitation is the roof covering; when it’s buried in snow, I can’t inspect it. While it’s more challenging for me to inspect homes in snowy conditions, I don’t charge extra for the added effort of navigating through the snow. Rest assured, I’ll still conduct a thorough inspection of the accessible areas of the home.
How do I find the best home inspectors near me?
How do I find the best home inspectors near me?
A home purchase can be an emotional journey, and the process after having an offer accepted can feel hurried and overwhelming. Your realtor will likely provide a list of inspectors they know. While this can be helpful, it’s essential to trust your instincts about whether your agent is acting in your best interest. Most agents are, but some may not be. Take the time to research local home inspectors and choose one that offers the best value for you. At Modern Insight Home Inspections, we’re confident that we provide exceptional service. Remember, in home inspections, you often get what you pay for.