Frequently Asked Questions
These are the questions buyers actually ask me, answered the same way I’d answer them on the phone. Don’t see yours? Send it over.
FAQ
Are you licensed and insured?
Are you licensed and insured?
Yes. I am properly licensed in the State of New York and carry both general liability and errors and omissions (E&O) insurance. My New York Home Inspector license number is 16000141259. I carry $500,000/$1,000,000 coverage on both policies.
What home inspector certifications do you have?
What home inspector certifications do you have?
I have completed the required 140-hour home inspection certification course and passed the New York state licensing exam. Along with the mandated coursework and exam, I have also completed numerous voluntary certifications through InterNACHI, the leading home inspection association. Additionally, I have passed the rigorous FAA exam to become a certified Part 107 drone pilot, enabling me to conduct aerial inspections of roofs.
Do you participate in continuing education to maintain your expertise?
Do you participate in continuing education to maintain your expertise?
Absolutely! In fact, part of the New York State requirements for licensed home inspectors is to complete at least 24 hours of continuing education every two years to maintain a license. In addition, as a member of InterNACHI, I am required to complete another 24 hours of continuing education each year. Furthermore, as an FAA Part 107 remote pilot, I must pass a recurrent exam every two years. This ensures that I stay up-to-date and well-informed in the field.
How much does a home inspection cost?
How much does a home inspection cost?
Home inspection pricing depends primarily on the home’s size, age, and location. At Modern Insight Home Inspections, you’ll see your exact price before booking, with no hidden fees. Thermal imaging, drone roof inspections (where permitted), and WDI inspections are included at no additional charge.
When will I receive the home inspection report?
When will I receive the home inspection report?
Most reports are delivered the same day, but you can always expect your completed report within 24 hours of the inspection.
What happens if the home inspection reveals problems?
What happens if the home inspection reveals problems?
If your home inspection reveals any issues, it’s important to assess the severity of each defect. For instance, a missing shingle or a dirty air filter can be easily and affordably fixed. However, more serious concerns, like a major foundation crack, an infestation of wood-destroying insects, or evidence of mold, require careful consideration. In these cases, it’s crucial to understand how these problems can be addressed and whether you can negotiate their repair costs with the seller.
Can a house fail a home inspection?
Can a house fail a home inspection?
No, a home does not technically “pass” or “fail” an inspection. The purpose of a home inspection is to provide you with a detailed assessment of the property’s condition. I will identify any deficiencies, maintenance items, and safety concerns that may require your attention. It’s important to review the inspector’s findings carefully, as they can guide you in understanding the home’s overall condition and what repairs or improvements may be needed.
Do you offer repair services based on the inspection findings?
Do you offer repair services based on the inspection findings?
I do not offer repair services, as I believe this creates a conflict of interest, a stance shared by the state of New York. Many inspector associations and regulations strictly forbid home inspectors from providing repairs for this reason. In short, I prioritize integrity. I do not accept referral fees or gratuities from service providers, nor do I perform any work ourselves to address issues identified during an inspection.
Do you provide repair cost estimates for the inspection findings?
Do you provide repair cost estimates for the inspection findings?
I avoid providing cost estimates because prices are constantly changing, and I want to ensure accuracy. If I identify an issue with your home, I generally recommend that you contact the respective professional to assess it for a more accurate estimate.
Do you work for the buyer or the agent?
Do you work for the buyer or the agent?
I work for you. My fee comes from you, my report goes to you, and nothing gets softened or left out to keep a deal moving. Most agents I work with want it that way, a thorough inspection protects their client and their reputation too. But if a finding is significant, it goes in the report, period.
How long do various home components typically last?
How long do various home components typically last?
The lifespan of different home components can vary based on factors like maintenance, usage, and materials. To help you plan for future maintenance and repairs, please take a look at this detailed guide on Component Life Expectancy, which outlines the average lifespans of major home systems and components.
What is a home inspection?
What is a home inspection?
A home inspection is a visual examination of the home’s major structures, systems, and components that are visible and safely accessible. The inspector should adhere to a standard of practice that outlines what is included in a general home inspection, as well as what is excluded. Some inspectors may strictly follow these standards, while others may exceed them by inspecting additional items or providing a more detailed assessment. It’s important to discuss the scope of work prior to the inspection, as this defines what will be covered. After the inspection, you should receive a written report, which may include photos and recommendations based on the findings. To learn more about what is typically included and excluded in a home inspection, refer to the Standards of Practice.
Why should I get a home inspection?
Why should I get a home inspection?
Purchasing a home is often the most significant investment you’ll make, making a home inspection essential for informed decision-making. An inspector can uncover and document issues that may not be immediately visible to you as a prospective buyer. These issues can range from minor repairs to serious damage, including safety and health hazards. By identifying these concerns early on, you can negotiate repairs or reconsider your purchase, ultimately protecting your investment and ensuring peace of mind.
Can I attend the home inspection?
Can I attend the home inspection?
No, you don’t have to be present for the entire inspection, but I recommend attending at least part of it for your benefit. Being there allows me to explain what I’m inspecting and helps you gain valuable insights about the home’s condition, including potential selling points and defects. If you think watching the entire inspection might be boring, consider arriving later in the process. I encourage you to ask questions while you’re there, as you’ll also learn about the home’s maintenance, systems, and components, which can be beneficial for you.
How long does a home inspection take?
How long does a home inspection take?
Most inspections take about three hours, although larger, older, or more complex homes may require additional time. I never rush an inspection simply to stay on a schedule.
When should a home inspection be scheduled?
When should a home inspection be scheduled?
A home inspection is typically scheduled after an offer has been made and accepted, but before the closing date. This timing allows the inspector to identify any major defects that could be costly or pose safety concerns. In rare instances – due to timing or contractual issues – the inspection may be scheduled after the closing date. If that happens, it’s advisable for the home buyer to schedule the inspection for the earliest possible date after the closing.
What is inspected at a home inspection, and what is excluded?
What is inspected at a home inspection, and what is excluded?
At Modern Insight Home Inspections, I conduct a thorough evaluation of your property, including the structure, roof, electrical systems, plumbing, HVAC, and more. Each inspection aligns with the NYS Standards of Practice, which outline what is inspection and what may be excluded, such as cosmetic issues or inaccessible areas. For more details, visit our Your Inspection page and review the complete NYS Standard of Practice.
What’s the difference between a home inspection and an appraisal?
What’s the difference between a home inspection and an appraisal?
A home inspection focuses on the condition of a property, identifying any issues or needed repairs, while an appraisal determines the market value of the property. Inspectors evaluate the home’s systems and structure, providing a detailed report. Appraisers assess the home’s worth based on factors such as location, size, and comparable sales in the area, primarily for lending purposes.
What should I bring to a home inspection?
What should I bring to a home inspection?
You don’t need to bring anything specific to the home inspection, but it can be helpful to have a notepad, tape measure, and camera to assist with planning for your move.
When is payment due?
When is payment due?
Payment is due before the inspection report is released. I accept all major credit cards, Apple Pay, Google Pay, Zelle, bank transfer (ACH), and cash.
Can the home be inspected if there is snow on the ground?
Can the home be inspected if there is snow on the ground?
Yes, I can still inspect the house, but there will be limitations. The most significant limitation is the roof covering; when it’s buried in snow, I can’t inspect it. While it’s more challenging for me to inspect homes in snowy conditions, I don’t charge extra for the added effort of navigating through the snow. Rest assured, I’ll still conduct a thorough inspection of the accessible areas of the home.
How do I find the best home inspectors near me?
How do I find the best home inspectors near me?
Your real estate agent may provide a list of inspectors, but it’s important to choose one that best fits your needs. Learn more in my article, Should I Hire My Own Home Inspector or Use My Agent’s Recommendation?
Research local inspectors, read reviews, and compare sample reports to find the right balance of quality and value. At Modern Insight Home Inspections, we believe you get what you pay for when it comes to home inspections.
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